What should I do with my RSUs when they vest?

Restricted stock units create a taxable event at vesting regardless of whether you sell the shares. From that point forward, any appreciation is treated as a capital gain. The decision about what to do with vested RSUs — hold, sell immediately, or develop a systematic selling plan — depends on your overall financial picture, your concentration in company stock, your tax situation, and your view of the company's prospects. This is a decision that benefits from careful analysis rather than a default approach.